Why do I need one of those?
A friend of mine won the lottery a few years ago and they went to have someone budget it, and invest it for them. They worked for themselves since they were so young, and they had to fill out something called a Money Management Worksheet. I suppose this means you either have to put your income in that or maybe you get one after you get help investing to keep track of where everything is for tax purposes. In addition, I would be nice to know where the money went. However, I am not sure what it is used for really.